India's first digital solution to verify residence via property records. Cut costs by 80% and prevent fraud.
Status
Verified
Risk Score
Low Risk
Isn't it easy to get a fake rent agreement?
Is it possible to scale physical address verification?
Except rent agreement Tenant has no other document as proof of address
What if tenant and landlord are in different cities?
Address mentioned on Aadhaar/Driving License are rarely updated
Can someone testify the tenant or the owner?
No authoritative source of truth for address verification
Aadhaar, Passport, Utility Bills, Rent Agreements → all can be fabricated or unverifiable
Unregistered rent agreements widely used → highly unreliable
Physical verification is costly, slow & non-scalable
Fake addresses lead to:
Authentication Failed
Impact: The weakest part of KYC is the customer's address, not identity
Aadhaar = Who you are
PAN = Your financial identity
CKYC = Verified customer details
But: No trusted source that tells Where a person actually lives
Digital lending has grown exponentially, but address verifications still depend on:
India needs a digital, verifiable and reliable address proof.
Who you are
Resident Verification Funnel
Municipal Corporations are the source of truth for property ownership.
Property registration papers & Tax receipts are the most authentic address proofs.
BUT Currently digital verification is unavailable.
Creates a digital journey to verify property ownership
Starting point of verification
Testimony by property owner through a well defined process = Authentic Source of Truth.
This is very similar to unregistered rent agreements as proof of address (but verified).
Foolproof process to seek Landowner testimony for property occupants
Nagar Nigam Property Database
Property Owner App
Preventing Frauds
Institution Centric Interface
Rent agreement is a testimony of tenant by landowner
Sahipata.com is exactly the same with transparency and authenticity
The rent agreement cannot be verified whereas testimony on sahipata.com is verified
Result: NBFC knows exactly who lives where, and since when.
Instant address verification eliminates physical visits. Reduce verification costs by 70-80% through API-based validation.
